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It’s not about what you need, it’s about what your family needs when you’re not here.
1 Million+
Families Helped
$150 Billion
Life Insurance Placed
$800 Million
Premium Sold
10,000+
Professional Agents
It’s not about what you need, it’s about what your family needs when you’re not here.
1 Million+
Families Helped
$150 Billion
Life Insurance Placed
$800 Million
Premium Sold
10,000+
Professional Agents
Carlos Gutierrez
Licensed Broker & Senior Field Underwriter
ABOUT ME
ABOUT ME
Carlos Gutierrez attended USF and is currently a financial advisor in the insurance industry with 15 years of experience in finances. Carlos is one of the owners of Financially Fluent and with his business acumen spans across years of retail leadership roles, business banking and leads a team of more than 100 agents. He is highly immersed in the business community and has helped many business owners become successful! He has also assisted many families get closer to reaching their financial dreams. Aside from banking and insurance he is a real estate investor, expert in Airbnb and serial entrepreneur. He has a passion for giving back to the Tampa Bay community through his leadership roles and involvement with various local organizations – Greater Tampa Bay chamber, Be Great Foundation, The Bullard Foundation and Prospera USA. Carlos has a wealth of knowledge in finances, insurance, credit, small business, and loves to give back to this community.
WE GOT YOU COVERED
Final Expense
Final Expense insurance will cover you for life. Prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure all funeral and other end of life expenses are covered.
Indexed Universal Life
This is a type of permanent policy that allows the insured to accumulate cash value in addition to their death benefit. It can be setup to help supplement your retirement plan.
Mortgage Protection
Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. Most terms are designed to give you a full return of premium if you outlive the policy. In the event of a death, the mortgage will be paid in full, so your family can keep the house.
Fixed Indexed Annuities
This is a safe way to participate in the market's gains while avoiding potential loses and keeping your retirement secure.
Final Expense
Final Expense insurance will cover you for life. Prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure all funeral and other end of life expenses are covered.
Indexed Universal Life
This is a type of permanent policy that allows the insured to accumulate cash value in addition to their death benefit. It can be setup to help supplement your retirement plan.
Mortgage Protection
Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. Most terms are designed to give you a full return of premium if you outlive the policy. In the event of a death, the mortgage will be paid in full, so your family can keep the house.
Fixed Indexed Annuities
This is a safe way to participate in the market's gains while avoiding potential loses and keeping your retirement secure.
Licenses & Credentials
National Producer #: 20824378
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